Answered on Feb 3, 2016
You can bet your bottom dollar that if there is a way to minimize your claim, the insurance company will do it. They will only acknowledge a sprain when you have tears of ligaments and tendons, they will call a break a bruise and they will often time incorrectly calculate your average weekly wage. This is the main calculation to determine how much you will be paid. There are numerous factors that an insurance company will not ask, that a claimant will not know and that honestly only an advocate will generally consider. If you have a true questions with your average weekly wage you should talk to an attorney. It would be wise to have someone assisting you either way, you can be sure the insurance company has their attorneys on it. Good luck.